Assets & Holdings

How it works

The mechanics of this kit, plainly — what runs and when, where the data lands, and what you look at.

• Revaluation sweep runs mondays · 7:15am and keeps the What you hold dashboard fresh. Mondays — prices every quoted holding from the open web, writes the month's valuation, and speaks only when something moved.
• What is captured lands in the Holdings register record, which lives at Data/Holdings Register in your vault — yours to open, search, and edit like any other file.
• What is captured lands in the Valuation log record, which lives at Data/Valuation Log in your vault — yours to open, search, and edit like any other file.
• The What you hold dashboard reads from the record and shows, at a glance: net worth · what you hold, today · what you owe · holdings on record · where it sits, by class · value month by month · movers since the last sweep · cost against value · the register · the valuation log · how this board works.

The wiring, in one breath: Holding capture writes to Holdings register · Statement read writes to Holdings register · Holdings register shown by What you hold · Valuation log shown by What you hold · What you hold kept fresh by Revaluation sweep · Revaluation sweep writes to Valuation log.

Getting the most from it

A kit earns its place when it changes what you look at and what you say, not when it is installed. This is the rhythm that makes it pay.

• Put every holding on the register once, with the units and what you paid, the day you install — a rough cost is fine, a blank is fine. What you hold, today and Where it sits are worth a glance from the first Monday, when the Revaluation sweep has priced the quoted holdings.
• Say a purchase or a sale the way you'd say it to a friend — "bought 20 more of the index fund at £102", "sold the Ether" — and Holding capture moves the register. With two holdings that could fit, name which; if you don't, Analyst asks rather than guessing.
• When a broker statement or a contract note arrives, add it to the vault and say what it is. Statement read moves the positions from the document, not from memory — that is the correction that keeps Cost against value true.
• Read Value month by month on the first Monday of the month, after the sweep has written the month's row for every holding. It sums what was there that month, so a holding you sold leaves the line honestly rather than vanishing from history.
• Read the Source column before you read the Value column. "Web quote" is a price somebody published this week; "Your estimate" is yours, and Analyst will never dress one up as the other. When the monthly card asks for the property or the savings, answer it or say the figure hasn't moved.
• Ask Analyst for the case both ways when you are weighing a sale or a rebalance — and expect the plain line that this is a record, not financial advice. The decision, and any adviser, is yours; nothing here can touch an account.

Make it yours

Nothing here is fixed. The pieces are ordinary agents, routines, records and dashboards, so anything you know about shaping those applies. Retire whatever earns nothing.

Things people usually change first

Say any of these in chat, or edit them on the kit’s page in the app.

• What you call each holding — the name on the register is the word Analyst uses back.
• When the Monday sweep runs, or turning it off and keeping the register by hand.
• Which holdings are never priced — a pension you would rather not watch weekly, say — and the currency you think in.
• How big a move earns a card: 5% of the total and 10% of a single holding are the defaults.
• Whether the monthly ask for your own figures happens at all, and on which week.

Your first run

Installing starts a short setup conversation — not a form. Answer roughly, correct later.

1. Installing ends with "Meet Analyst" — the same keeper who runs the Markets & Investing research desk, if you have that Kit — and a short conversation, not a form. It opens with one tap-to-answer panel offering the territory of ownership: property, shares, funds & ETFs, bonds, crypto, precious metals, cash & savings, something else. Then each holding you picked, one at a time: what you call it, how many units, roughly what you paid, where it is kept, and — for a property or a balance no market quotes — your own figure, written as your estimate. Each row lands as you say it; a blank stays blank.
2. Nothing in that conversation looks up a price, and nothing reads an account — there is no connector to grant, now or later. Positions are what you say or what a statement you add prints. If Markets & Investing is installed, the watchlist rows marked as held are offered by name; if Mortgages & Loans is installed, what you owe is already on its register and the board nets it.
3. Skip the conversation and the door quietly stays open: until a holding is on the register, the kit page, the board and Analyst's chat keep the offer ready, and the Monday sweep leaves one card inviting you in rather than pricing nothing. The first holding, however it arrives, closes it.
4. From the first Monday with a holding on the register, the Revaluation sweep looks up a current price for every quoted holding from the open web — the source and date on each — writes the value to the register and to this month's row of the valuation log, and redraws the board. Most weeks it says nothing. It leaves a card only when the total or a single holding moved materially, when a price could not be found, or, once a month, to ask whether the property or the savings have moved.

Watch the first pass, then tell it what you would have done differently — that correction teaches it more than any setup could.

The essentials

Learning, preferences and run costs work the same in every kit — so they are covered once, in the Kits guide.

Living with a Kit — the Kits guide →

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